Emerging Crime: Ghost Tapping

Submitted by: Jeanne Walsh Extension Educator, Human Development & Relationships

The Better Business Bureau recently posted they are receiving a growing number of ghost tapping reports. Ghost tapping is a scam that targets tap-to-pay cards and mobile wallets. Most often, scammers try ghost tapping in crowded or distracted situations. 

Ghost tap scammers might try:

• to bump into you while secretly charging your tap-enabled card or mobile wallet. 

• pretend to be a vendor at events, flea markets, or festivals and set up fake stands and ask for tap payments.

• request a small donation but charge your card for a much larger amount.

Strategies to prevent ghost-tapping include:

• using RFID protection. An RFID-blocking wallet or sleeve can help stop wireless skimming.  

• Before tapping your card or phone, check the merchant’s name and amount on the terminal screen.

• Set up transaction alerts. Many banks allow real-time notifications for every charge.

• Keep an eye on your accounts. Daily checks help you spot fraud faster.

• Limit tap-to-pay use in high-risk areas. If you are in doubt, consider swiping or inserting your card instead.